Insider Loans, Loan Quality and Their Predictive Ability of Commercial Bank Fragility in Kenya

Market concentration and commercial bank loan portfolios

This paper estimates the relationship between banking market concentration and high-risk portfolio strategies at commercial banks. I use the unprecedented changes in the degree of competition in local banking markets that occurred after 1980 to estimate the impact of market competition on the risk profile of commercial bank lending. I find evidence that increasing concentration has been associa...

Determinants of Commercial Bank Automobile Loan Rates

the relationship between learners critical thinking ability and their performance in the reading sections of the tofel and ielts test

the study reflected in this thesis aims at finding out relationships between critical thinking (ct), and the reading sections of tofel and ielts tests. the study tries to find any relationships between the ct ability of students and their performance on reading tests of tofel and academic ielts. however, no research has ever been conducted to investigate the relationship between ct and the read...

investigating cda tendency and critical thinking abilities of iranian translation students in relation to their translation quality

امروزه مسئله ی اساسی در رویکرد های جدید زبانشناسی، ابعاد اجتماعی و ایدئولوژیک زبان تلقی می شود. گروه های مختلف اجتماعی، سیاسی و یا مذهبی از زبان به عنوان ابزاری برای دستیابی به اهداف درون گروهی خود استفاده می کنند (ون دایک، 2003). آنها معولا ایدئولوژی خود را صریحا ابراز نمی کنند بلکه آن را در غالب کلمات و ساختارهای زبانی پنهان نگه می دارند. تشخیص ایدئولوژی های پنهان در گفتمان نیازمند این موضوع ...

Bank Skin in the Game and Loan Contract Design: Evidence from Covenant-Lite Loans

In a model of dual agency problems where borrower-lender and bank-nonbank incentives may conflict, we predict a hockey stick relation between bank skin in the game and covenant tightness. As bank participation declines covenant tightness increases until reaching a low threshold, at which point the relation sharply reverses and covenant protection is removed with a commensurate increase in sprea...